Enterprise Risk Management

Empowering the UNCG Community

YOUTH PROGRAM INSURANCE

About



One of our goals at UNCG is to encourage minors in their journey into higher education. Through our many youth programs, we strive to engage young minds through innovative, interactive and transformative learning experiences that will teach them to approach learning as a shared responsibility. Throughout these programs they are taught to explore future careers, discover hidden talents and excel in academics.


As per the UNCG Youth Programs Policy, we are committed to providing a safe and welcoming experience for minors while engaged in UNCG activities. With that in mind we have established the following insurance requirements for both University operated programs and third party sponsored programs being held on campus or other UNCG facilities.

UNCG Operated Programs



All UNCG-operated programs must be reported to the Enterprise Risk Management and will be added to our University Camp Accident insurance policy which has a quarterly report that must be completed by each camp sponsor. For more information, please contact Enterprise Risk Management at risk@uncg.edu or 336-256-1102.

Third Party Sponsored Programs



All organizations/facility users who host camps on the UNCG campus or any UNCG facility are required to be insured and carry at least the following minimum insurance naming UNCG and the State of North Carolina as additional insured. A certificate of insurance must be provided by the third party at least 30 days prior to the event.


  • General Liability with a limit of liability not less than $1,000,000 per occurrence combined single limit.
  • Sexual Abuse/Molestation Liability with a separate limit of liability not less than $1,000,000 per occurrence combined single limit.
  • Damage to Premises with a limit not less than $300,000.
  • Accident Insurance with a limit not less than $100,000.
  • Automobile Liability with a limit not less than $1,000,000 each accident.
  • Worker’s Compensation as prescribed by the laws of the State of North Carolina.

Sports Camp Insurance Program



For those third-party operators that do not already have insurance, we have taken advantage of the opportunity to offer an excellent insurance program to our third party sponsored programs offered by the University Risk Managers and Insurance Association (URMIA). The URMIA Sports Camp Insurance Program (SCIP) provides low-cost, best-in-class, sports-specific insurance to camp programs for minors that are conducted in college or university facilities. This insurance program protects the sports camp, its coaches and counselors, and the college or university venue where the camp is held against claims by individuals who could be injured as a result of participating in the camp. In addition, campers are covered with an Excess Accident Medical Policy for medical bills related to accidents that occur at the camp.